Select a state, county, and community to generate a one-page briefing card: policies in force, coverage, premium burden, claims status, and comparisons to state and national averages.
Define a proposed policy change and calculate estimated constituent impact: policyholders affected, average household premium change, and aggregate state cost burden shift.
For a selected state and flood zone, compare current annual premiums to cumulative historical losses — and model the premium level required to break even historically at a target loss ratio.
Compare how current premiums and cumulative historical losses are distributed nationally. Optionally select two states for direct side-by-side comparison against the national distribution.