A suite of analytical tools built for members of Congress and their staff — delivering fast, constituency-specific intelligence on the National Flood Insurance Program.
Each tool is independent, inputs are minimal, and every output is copy- and print-ready — formatted for a member or staff to act on, not a researcher to analyze.
Select a state, county, or community and generate a one-page briefing in seconds: policies in force, total coverage, average premium burden, current claims activity, and comparison to state and national averages.
Open tool →Model a proposed NFIP policy change — a rate increase or decrease by flood zone — and calculate the estimated constituent impact: number of policyholders affected, average household cost change, and total state burden shift.
Open tool →For a selected state, compare current annual premiums to average annual losses paid (2014–2023) and model the premium adjustment required to reach a target loss ratio. Includes year-by-year loss history.
Open tool →Compare current annual premiums to average annual losses paid (2014–2023) across all states. Identify which states are collecting more or less than their recent loss experience would suggest, and compare any two states side by side.
Open tool →This platform is not publicly accessible. Access is restricted to members of Congress, their direct staff, committee staff, CRS analysts, and credentialed policy researchers.